If you are a pet lover, your pet would surely be more than just a family member. Imagine what a lively sight is it to see your cute pet hurrying to you when you enter your house! Pets or animals, like humans, deserve the best medical care and one should do everything it takes to keep their pet healthy and active. Understanding the concern, we bring you the 6 best choices for your pets’ insurance.
Pet insurance policies usually have a wide range of coverage for,
- Accidental harms
- Common sickness
- Regular veterinarian check-ups
- Preventive cares
- Scheduled immunizations
- Surgical discounts
This respective article discusses some of the best insurance options one could avail for their pets.
- Pet Assure
It is a veterinary discount plan that was founded in 1995. It usually includes plans for dogs, cats, and most of the other pet animals and comes with no service exclusions and yearly limits. Usually, four programs are available i.e.
- Single cat
- Single dog
- Family
- Unlimited
The family plan covers 2-4 animals with no size restriction. Also, using one of the Pet Assure’s in-network veterinarian contributors will bring a 25 percent discount. It works best for the people who wish to apprehend savings on pet health care.
- Nationwide
One of the biggest US insurance companies, “Nationwide” is the largest pet insurer in the nation. It allows you to use any veterinarian anywhere in the world. It provides regular insurance plans for cats and dogs. Also, it offers an “Avian and exotic pet plan” exclusively for birds and exotic pets like tortoises, amphibians, hedgehogs, chameleons, etc. It covers their regular examinations, accidents, ill health, prescriptions, hospitalization, and lab fees.
- Figo
This pet insurance has broad and wide-ranging pet plans for dogs and cats. It is the first cloud-based pet insurance that handles its policies through its pet cloud. The policyholders are assigned a cloud-specific email address/login, through which they renew policies, obtain documents, add pets, pay bills, receive reminders for immunizations, etc. The three plans offered by Figo pet insurance include an essential plan with a limit of $10,000, a preferred plan with a limit of $14000 and an ultimate plan with unlimited coverage.
- Healthy Paws
Offering health care plans for cats and dogs, Healthy Paws cover accidents, illnesses, congenital and hereditary diseases, cancer and specialty care, ultrasounds, blood tests, surgeries and much more. It offers one unlimited lifetime plan with lifelong benefits. After paying your deductible there is no payment cap on payouts for covering medical expenses. However, there are some exclusions to coverage which include already existing conditions like issues with ligaments, neutering, dental care, parasite control, etc. Healthy paws accommodate any licensed veterinarian in America. Submissions are done via the company’s registered mobile app and payments are made within 3-10 working days.
- Embrace Pet Insurance
Embrace Pet Insurance is offered in all 50 United States with affordable and comprehensive plans. It covers breed-specific, genetic and congenital conditions. It also provides coverage for cancer treatments, therapies, rehabilitation, diagnostic examinations and tests, surgeries, mobility aids, prescriptions (take-home). Exclusions to coverage include regular veterinary care, pre-existing pregnancy, cosmetic treatments, cloning, etc. It is the first pet insurance corporation working on the concept of diminishing deductible. It offers a $50 reduction in annual deductible and eventually ends up with a zero deductible.
- Pet plan
Pet plan offers insurance for cats and dogs with no exclusions for hereditary and chronic conditions. Its broadest plan offers coverage for extras like boarding fees and travel expenses due to pets’ health emergencies. The company has been in business for more than 35 years and covers almost all 50 states of America. The annual coverage limits range between $2500-$25,000 with $100 to $1,000 deductibles.
If you are looking for the best insurance plan for your pet, these 6 options are considerable.